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Personal Loans

Experience a Faster Stress-Free Financing &  Easier Way to Access the Funds You Need.

Get approved for ₦50,000 – ₦5 Million personal loans. Enjoy low interest rates, flexible repayment (3 – 24 months), and no collateral. Perfect for emergencies, education, or business.

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Personal Loans
1,500+
Loans Processed
99.8%
Timely Payouts
95%
Customers Satisfaction Rate
90%
Secure Loan Process

Short-Term Travel Loan

Whether it’s a business conference, visa interview, relocation need, or a personal emergency, the Covest Short-Term Travel Loan helps you access quick, flexible funds to cover your travel costs—without the financial stress.

  • Loan Amount: ₦1M – ₦5M
  • Interest Rate: 3 – 3.5% flat monthly
  • Upfront charges/fees: 0%
  • Tenor: 30 – 90 day cycles
  • Security: Account must be liened & confirmed
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Payday Loan

Need urgent cash before payday? Covest Payday Loan provides instant access to ₦100,000 – ₦1,000,000, repaid automatically on your next salary date. Ideal for covering medical bills, school fees, or other unexpected expenses.

  • Loan Amount: ₦100K – ₦1 Million
  • Interest Rate: 3.5% flat monthly
  • Upfront charges: 3.5%
  • Tenor: 12 months
  • Security: One Guarantor with undated cheque
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Buy Now / Pay Later

With Covest Buy Now, Pay Later, you don’t have to delay important purchases. Whether it’s electronics, appliances or business tools, you can spread your payments over time, with flexible terms designed to fit your lifestyle.

  • Loan Amount: ₦1M – ₦20M
  • Interest Rate: 3.5% flat monthly
  • Upfront charges/fees: 1% flat upfront fee
  • Tenor: 6 months
  • Security: 30% Equity contribution. Asset will serve as collateral
Apply Now

Need Easy Access to Finance?

We’re here to help! Reach out to us for assistance and start your financial journey.

Monday – Friday : 8:30 am – 6:00 pm

Get in Touch

Address:

25B Olumo Street, Onike,
Yaba, Lagos State,
Nigeria.

Contacts:

Email: crm@covestng.com
Phone: +234 806 041 9569
Phone: +234 811 809 0934